Credit Risk - Why Model Fairness Is Needed

Credit Risk - Why Model Fairness Is Needed

In this talk, Jen Burningham, Jorge Castañón and Rakshith Dasenahalli will discuss the applications of Machine Learning and AI Fairness techniques in credit risk models for banking institutions. They will cover the typical use cases and the approaches the Data Science Elite (DSE) team used to address the challenges and necessity in mitigating model bias. This session will introduce the Credit Risk accelerator that was developed based on the experience of the DSE team.

Jorge Castañón

Jorge Castañón hails from Mexico City and received his Ph.D. in Computational and Applied Mathematics from Rice University. He has a genuine passion for data science and machine learning business applications. For 15+ years he has been developing data science and AI models as well as algorithms to solve numerical optimization and regularized inverse problems. At IBM, Jorge is the Lead Data Scientist of the Machine Learning Hub North America, a team that empowers organizations to create business value through data science and AI. In 2020, Jorge was certified as a Level 3 Thought Leader and Distinguished Data Scientist by The Open Group.

Rakshith Dasenahalli

Rakshith is a Data Scientist with the IBM Data Science Elite (DSE) Team and has 3 years of experience on the team. He has worked with various enterprises across different industries helping them understand and use their data to improve their businesses. He has experience working in Machine Learning, Data Visualization, and AIfairness customer engagements. He holds a M.S. in Electrical Engineering from University of Southern California.

Jen Burningham

Jen Burningham is a manager, Senior Data Scientist, and Machine Learning Engineer in the IBM Data Science and AI Elite Team. She has a strong background in healthcare, tech, and startups. Jen is passionate about using AI to improve businesses and lives. She received her Bachelor's Degree in Applied Mathematics with Concentration in Statistics from Yale University and earned her MBA from Yale School Of Management.

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